Online Instant Personal Loan 2023

Get 10 Lakh Rupees Online, Get Loan Sitting at Home, Just Aadhaar Card, PAN Card is Enough








Hello friends in this article, here is a special news for those who want to apply for their personal loan. In this article complete information about instant personal loan is given, how to apply for instant personal loan? How to get a loan? All these topics are fully informed read till the end.


How to get a quick personal loan online

In this article, a sweet news for all account holders of Bank of Baroda. And Bank of Baroda has started personal loan facility not only to its account holders but also to non-account holders. To apply for a personal loan offered by Bank of Baroda, you have to follow the online application process in which you will not face any problem. We provide you with information about the entire online application process so that you all can easily apply for your loan.






Quick Personal Loan Online Highlights

Bank Name Bank of Baroda

Name of the article How to get quick personal loan online?

According to the article Latest update

Application Fees as applicable

Mode of E KYC Online

Application mode Online






Step by step online process on how to get quick personal loan online

First you need to visit its official website homepage.

After coming to the home page, you will get the loan tab.

Here you will find the personal loan section, in which you will get the pre-approved personal loan option, on which you need to click.

After clicking, a new page will open in front of you, where you will get Apply Now option, on which you need to click.

After clicking, a page like this will open in front of you.

Now you have to carefully read all the instructions here and click on the continue option.

After clicking, the page will open in front of you.

Now you have to verify your mobile number and OTP here.

After this a small form will open in front of you.

Now you have to enter all the information asked here and do the OTP verification.

A page like this will open in front of you.

Now here on this page you have to decide your loan amount and click on proceed option.






After clicking, its application form will open in front of you, which you need to fill carefully.

After this you need to click on the submit option, after which you will be shown a preview of your application form in which you need to check all the information you have entered.

After this, you have to click on the Final Submit option, then you will get a message to credit the loan amount to the bank account.

Finally, in this way, all you applicants and youths can easily apply for a loan up to Rs.10 lakh and get its benefits.





Personal Loan For Adhar card

Need funds for a personal or commercial requirement? Personal loans can be the ideal solution. Kotak Mahindra Bank’s personal loans give you instant funds for any financial need that you may have. Whether you want to go on a vacation or plan a marriage or pay for emergency medical costs, Kotak Mahindra’s instant personal loan can come to your aid.

Get loans up to Rs.40 lakhs and that too without any collateral. The interest rate starts at 10.99% per annum (“p.a.”). The documentation is simple to get funds at the earliest.





Personal Loan Eligibility Criteria

Nature of employment

Employed with an MNC, public limited company, or private limited company


21 years to 60 years

Minimum monthly income

Corp Salary borrowers: Rs. 25,000

Non-Corp Salary borrowers: Rs. 30,000

An employee of Kotak Mahindra Bank: Rs. 20,000

Minimum educational qualification


Work experience

At least one year


What is 5 lakhs personal loan eligibility

Kotak Mahindra Bank provides eligible borrowers with instant personal loans starting from Rs. 50,000. You can avail up to Rs. 40 lakhs as personal loan. The eligibility criteria is quite simple.


You have to be between the age of 21 years and 60 years.

A graduation degree is required.

Employment period of at least one year is another requirement.

You should be working with an MNC, public limited or private limited company.

Minimum salary requirement is as follows:

Corp Salary: Rs. 25,000

Non-Corp Salary: Rs. 30,000

Kotak employees: Rs. 20,000





How can I get personal loan without salary slip

At Kotak Mahindra Bank we ask the borrowers to provide minimal documentation such as income proof, id proof, address proof and so on.

Usually salary slips are required in case of salaried employees as proof of income. But if you are a non-salaried employee or self-employed, then you may not have salary slips to prove your earnings. In the absence of salary slips, you can provide other proof of income such as bank statements. Even taxation details can be provided as your income proof.






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